(760) 610-7400 Palm Desert, CA
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The Desert Cities Association of Health Underwriters (DCAHU) was officially formed as a separate local chapter of NAHU in 2009 by a dedicated group of professionals determined to bring the benefits of the industry's premier agents' trade association to the health insurance agents and brokers in the low desert and the Coachella Valley, as well as all of Riverside County. However, since 1998, there has been a local desert group of Health Underwriters functioning as a satellite chapter of IEAHU (Inland Empire AHU) , with its own board of directors and local meetings and events in the Coachella Valley. And in 2009, this dedicated group of health insurance and brokers evolved into is own desert chapter of NAHU.

DCAHU now boasts a membership of some 70 agents, brokers, and industry representatives. DCAHU is one of 15 local chapters in the state of California, and across the nation. There is a CA state chapter - CAHU (California Association of Health Underwriters), and all local and state chapters in the country comprise the membership in our national organization - NAHU (National Association of Health Underwriters). NAHU has over 20,000 members and was formed back in 1930! Thus all DCAHU members are also members of CAHU and NAHU automatically.

Mission Statement

Our goal is that every Californian will continue to have access to private sector solutions for health, financial and retirement security and the services of insurance professionals.

Our philosophy is to build a foundation of values which advocates fair and ethical industry practices with excellence and integrity. To promote and support the community of health insurance professionals, to educate themselves and the public and influence Legislation to promote quality health care.

Since its 2009 inception, the Desert Cities Association of Health Underwriters exudes a dynamic energy and an unswerving commitment to excellence that is expected to bring the chapter both statewide as well as national recognition in the future.

The Desert Cities Association of Health Underwriters is honored to support the professional health insurance agents and brokers, and industry representatives of Riverside County. We are single-mindedly dedicated to preserving California's private, market-based healthcare system, and to promoting the agent's vital role in that system.

Code of Ethics

  • To hold the selling, service and distribution of disability insurance and health insurance plans as a Professional and a public trust and to do all in my power to maintain its prestige.
  • To keep paramount the needs of those whom I serve.
  • To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
  • To give all service possible when service is needed.
  • To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
  • To use no advertising which may be false or misleading.
  • To consider the sale of disability income and health insurance plans as a career, to know and abide by the insurance laws of my state, and to seek to constantly increase my knowledge and improve my ability to meet the needs of my clients.
  • To be fair and just to my competitors, and to engage in no practices that may reflect unfavorably on myself or my industry.
  • To treat prospects, clients and companies fairly by submitting applications that reveal all available information pertinent to underwriting a policy.
  • To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.

Membership in DCAHU brings you many benefits

Mandated health benefits. Medical coverage for the uninsurable. Legislative health insurance reforms. Continuing education requirements. New Products. Changing markets. Due diligence. Alternative marketing approaches. These are just a few of the critical issues facing every health insurance professional seeking to succeed in today's competitive market - and your participation in DCAHU and our events will greatly assist you in tracking these issues.

So go ahead and check out the CALENDAR page of this website and see what we have planned for you. We invite you to attend our next event and discover what makes DCAHU one of the finest agents' associations in the nation!

Then we invite you to examine our MEMBERSHIP page of this website and learn about the many, many benefits you will derive from joining the Desert Cities Association of Health Underwriters.

Upcoming Events

"FMLA, Cal Leave and Covid-19"

Presented By: Angie Surra
Vice-President of Compliance at Navigate HCR

1 Hour of CE Credit Course #366373

Thursday, May 21, 2020

9:00am - 10:00am

Course Description:
The Family and Medical Leave Act presentation is designed to offer simple insights on how to manage and keep track of FMLA in the work place. This presentation gives an overview of the FMLA, who qualifies and how. The presentation also distinguishes who is covered and who is eligible. Also in this presentation we will address employers' most common questions, including how the Families First Coronavirus Response Act affects employers, determine what measures to take to keep employees safe and comply with the law.

To include a special section highlighting the new current  Covid-19 law requirements especially in the areas of furloughing, benefits continuation, etc, and providing us guidance as to future re-onboarding (90-120 days down the road) of employees that have been on leave (legal requirements, etc.). 


Angie Surra, Vice President of Compliance at Navigate HCR, provides a greater avenue of delivering support and knowledge to a larger scope of businesses on compliance issues. She also works internally with the development of the company and success of technology advances.  As compliance changes, Angie ensures clients and brokers are up to date by facilitating education platforms, trainings and is a national speaker and educator.

Angie believes in the urgency of employer compliance issues and health insurance challenges business and individual clients face.  Based on the needs and issues from her clients, she consults and designs the company’s proprietary portal to facilitate ease of use and accuracy.

With over 20 years of experience, Angie has a list of professional designations as a Certified Insurance Counselor, Certified Professional Compliance Advisor, Certified COBRA Administrator, Certified Cafeteria Plan Administrator.  She earned a Master of Arts degree in criminal justice.  Angie is also a licensed Insurance Agent in Property & Casualty Insurance, Life, Accident, & Health Insurance in multiple states.


Sponsored by:

Registered Email Post
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RMail enables subscribers to empower their e-mail for visibility, privacy, electronic signoff, and improved collaboration. RSignmakes it easy to prepare and send any document or form to be signed electronically by anyone, anywhere, and on almost any device.

Special Benefit- This CE Webinar is offered to our MEMBERS & Non-Members at NO CHARGE!

AND instead...Desert Cities AHU Asks Each Attendee to make a CONTRIBUTION to the CAHU-PAC at least $25 one-time or a minimum $5 per monthly contribution via credit card or bank draft by clicking on the link inside the CAHU-PAC graphic below.....


BUT..you must register in advance online ...

clicking on the link below to Register.



In order for Navigate HCR to give you CE credit, attendees will have to register individually and login to the webinar using their own unique devices. They’ll have to stay signed in for the entire duration of the webinar, and respond to three polling questions.  These are Department of Insurance requirements. The webinar software generates a report that is sent to the DOI in order to process CE credit.

Contact Your Rep!