About DCAHU

The Desert Cities Association of Health Underwriters (DCAHU) was officially formed as a separate local chapter of NAHU in 2009 by a dedicated group of professionals determined to bring the benefits of the industry's premier agents' trade association to the health insurance agents and brokers in the low desert and the Coachella Valley, as well as all of Riverside County. However, since 1998, there has been a local desert group of Health Underwriters functioning as a satellite chapter of IEAHU (Inland Empire AHU) , with its own board of directors and local meetings and events in the Coachella Valley. And in 2009, this dedicated group of health insurance and brokers evolved into is own desert chapter of NAHU.

DCAHU now boasts a membership of some 70 agents, brokers, and industry representatives. DCAHU is one of 15 local chapters in the state of California, and across the nation. There is a CA state chapter - CAHU (California Association of Health Underwriters), and all local and state chapters in the country comprise the membership in our national organization - NAHU (National Association of Health Underwriters). NAHU has over 20,000 members and was formed back in 1930! Thus all DCAHU members are also members of CAHU and NAHU automatically.

Mission Statement

Our goal is that every Californian will continue to have access to private sector solutions for health, financial and retirement security and the services of insurance professionals.

Our philosophy is to build a foundation of values which advocates fair and ethical industry practices with excellence and integrity. To promote and support the community of health insurance professionals, to educate themselves and the public and influence Legislation to promote quality health care.

Since its 2009 inception, the Desert Cities Association of Health Underwriters exudes a dynamic energy and an unswerving commitment to excellence that is expected to bring the chapter both statewide as well as national recognition in the future.

The Desert Cities Association of Health Underwriters is honored to support the professional health insurance agents and brokers, and industry representatives of Riverside County. We are single-mindedly dedicated to preserving California's private, market-based healthcare system, and to promoting the agent's vital role in that system.

Code of Ethics

  • To hold the selling, service and distribution of disability insurance and health insurance plans as a Professional and a public trust and to do all in my power to maintain its prestige.
  • To keep paramount the needs of those whom I serve.
  • To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
  • To give all service possible when service is needed.
  • To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
  • To use no advertising which may be false or misleading.
  • To consider the sale of disability income and health insurance plans as a career, to know and abide by the insurance laws of my state, and to seek to constantly increase my knowledge and improve my ability to meet the needs of my clients.
  • To be fair and just to my competitors, and to engage in no practices that may reflect unfavorably on myself or my industry.
  • To treat prospects, clients and companies fairly by submitting applications that reveal all available information pertinent to underwriting a policy.
  • To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.

Membership in DCAHU brings you many benefits

Mandated health benefits. Medical coverage for the uninsurable. Legislative health insurance reforms. Continuing education requirements. New Products. Changing markets. Due diligence. Alternative marketing approaches. These are just a few of the critical issues facing every health insurance professional seeking to succeed in today's competitive market - and your participation in DCAHU and our events will greatly assist you in tracking these issues.

So go ahead and check out the CALENDAR page of this website and see what we have planned for you. We invite you to attend our next event and discover what makes DCAHU one of the finest agents' associations in the nation!

Then we invite you to examine our MEMBERSHIP page of this website and learn about the many, many benefits you will derive from joining the Desert Cities Association of Health Underwriters.

 
Upcoming Events

Thursday, October 19, 2017

Topic: "Why Aren't All Dental Claims Paid?"

presented  by: Paul Manos, DDS, Dental Director for United Concordia Dental

 
Dental benefits are different than medical benefits and most of us do what our dentists say without question.  Everybody wants to think that their dentists are looking out for the patients’ best interests.  Yet are all of those services really necessary?  If my mouth is healthy, do I really need x-rays every 6 months or 12 months?  If that cracked tooth is not causing any problems, do I really need an extensive crown on it?  What happens when my dentist bills for a service that is not appropriate or not necessary and who makes that determination?  These questions will be answered and much more.
 
1 Hour of CE Credit - Course # 321130

Dr. Manos is an actively licensed dentist for the State of California and graduated from the UCLA School of Dentistry in 1984.  After several years in private practice, Dr. Manos took on leadership roles in the administration of dental benefit programs.  Dr. Manos has developed and managed dental provider networks, including associated quality assurance programs, in several parts of the United States.  He has over 25 years’ executive experience in the dental benefits administration industry. 
 
In addition, Dr. Manos regularly speaks about the connection between oral health and overall health, and has served as the dental advisor for the Orange County Public Schools and as a legislative member of the Westminster Chamber of Commerce.  He is a member of the San Fernando Valley Dental Society, the California Dental Association, and the American Dental Association.
Sponsored by:  UNITED CONCORDIA DENTAL    
 

Fees & Procedures:
All registrations will require concurrent payment. DEADLINE is 10/16/17
$30 - Members 
$50 - Non-Members

*Anyone not registering by 10/16/17 asked to pay $60 at the door.


 

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