(760) 610-7400 Palm Desert, CA
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The Desert Cities Association of Health Underwriters (DCAHU) was officially formed as a separate local chapter of NAHU in 2009 by a dedicated group of professionals determined to bring the benefits of the industry's premier agents' trade association to the health insurance agents and brokers in the low desert and the Coachella Valley, as well as all of Riverside County. However, since 1998, there has been a local desert group of Health Underwriters functioning as a satellite chapter of IEAHU (Inland Empire AHU) , with its own board of directors and local meetings and events in the Coachella Valley. And in 2009, this dedicated group of health insurance and brokers evolved into is own desert chapter of NAHU.

DCAHU now boasts a membership of some 70 agents, brokers, and industry representatives. DCAHU is one of 15 local chapters in the state of California, and across the nation. There is a CA state chapter - CAHIP (California Association of Health Underwriters), and all local and state chapters in the country comprise the membership in our national organization - NAHU (National Association of Health Underwriters). NAHU has over 20,000 members and was formed back in 1930! Thus all DCAHU members are also members of CAHIP and NAHU automatically.

Mission Statement

Our goal is that every Californian will continue to have access to private sector solutions for health, financial and retirement security and the services of insurance professionals.

Our philosophy is to build a foundation of values which advocates fair and ethical industry practices with excellence and integrity. To promote and support the community of health insurance professionals, to educate themselves and the public and influence Legislation to promote quality health care.

Since its 2009 inception, the Desert Cities Association of Health Underwriters exudes a dynamic energy and an unswerving commitment to excellence that is expected to bring the chapter both statewide as well as national recognition in the future.

The Desert Cities Association of Health Underwriters is honored to support the professional health insurance agents and brokers, and industry representatives of Riverside County. We are single-mindedly dedicated to preserving California's private, market-based healthcare system, and to promoting the agent's vital role in that system.

Code of Ethics

  • To hold the selling, service and distribution of disability insurance and health insurance plans as a Professional and a public trust and to do all in my power to maintain its prestige.
  • To keep paramount the needs of those whom I serve.
  • To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
  • To give all service possible when service is needed.
  • To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
  • To use no advertising which may be false or misleading.
  • To consider the sale of disability income and health insurance plans as a career, to know and abide by the insurance laws of my state, and to seek to constantly increase my knowledge and improve my ability to meet the needs of my clients.
  • To be fair and just to my competitors, and to engage in no practices that may reflect unfavorably on myself or my industry.
  • To treat prospects, clients and companies fairly by submitting applications that reveal all available information pertinent to underwriting a policy.
  • To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.

Membership in DCAHU brings you many benefits

Mandated health benefits. Medical coverage for the uninsurable. Legislative health insurance reforms. Continuing education requirements. New Products. Changing markets. Due diligence. Alternative marketing approaches. These are just a few of the critical issues facing every health insurance professional seeking to succeed in today's competitive market - and your participation in DCAHU and our events will greatly assist you in tracking these issues.

So go ahead and check out the CALENDAR page of this website and see what we have planned for you. We invite you to attend our next event and discover what makes DCAHU one of the finest agents' associations in the nation!

Then we invite you to examine our MEMBERSHIP page of this website and learn about the many, many benefits you will derive from joining the Desert Cities Association of Health Underwriters.

DCAHU Year-End Financial Report
Available Upon Request (6-30-2021)
Just e-mail a request to our Treasurer-
Bill Youngblood at -
[email protected]

Upcoming Events
Come join us in person again, to mingle, network and have fun!

Desert Cities SPRING FLING !
A LIVE In-Person Membership Luncheon!

May 19, 2022
11:30 am to 1:30 pm
Registration Open at 11:00 am

38995 Desert Willow Drive, Palm Desert
(Opposite JW Marriott Desert Springs
along Country Club Drive- just take Desert Willow Drive
to the top...to the clubhouse on your left.
You may valet park or self park)



"Beyond the Pandemic...
the good, the bad, and the tragic....
and how we as an industry can do better for Americans "

Presented by:  John Nelson, Jr
President of Warner Pacific Insurance Service
& Past-President of NAHU, CAHU & LAAHU
(No CE Credit)

This presentation is about the Covid Pandemic, Agents and Single Payer and the lessons learned. John asks 'who got hit hardest and who did OK?' The facts says it was mostly poor people without health coverage (Medical or insurance) who were the sickest and comprise the majority of deaths. John will give a report card on how the heath insurance industry did during the pandemic. High vs Low nurse-to-patient ratios in public hospitals vs private hospitals were vastly different. And as a result, many more Covid patients die in public hospitals than in private ones.
John will bring us a new awareness of the difference in the quality of health care, partly because of widely variant social drives affecting lower income patients, who have fewer well trained people to care for them, thus affecting health outcomes. He says whole segments of the population don't have the same resources for quality health care that many others do have. All of which feeds the fires supporting a Single Payer Health Care System in California. He will suggest ways that agents can help.to improve these terrible conditions for so many Californians.
John Nelson has long been a champion for the brokerage industry and fuels Warner’s mission of making health coverage accessible to all. Warner Pacific Insurance Services is one of the nation’s largest health insurance General Agencies. John’s known for his legislative and educational efforts in the brokerage and health insurance industries. He has also been an adviser and friend to industry leaders, business groups and consumers and has had a hand in educating thousands of health insurance professionals. John is a Past President of the National Association of Health Underwriters and currently serves as a member of the Council of Employee Benefits Executives’ advisory committee. John earned a Bachelor of Arts degree in Economics from UCLA in 1982. Within his community, John has consistently contributed resources to a variety of organizations, including youth programs and charities.

Sponsored by:


Registration Fees:

DCAHU Members $35 

Non-Members - $55

Online Registration Pricing Expires
Monday, May 16th at 2:00pm

After May 16th at 2:00pm,
At-the-Door Pricing $75/Person Applies

Contact Your Rep!