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The Desert Cities Association of Health Underwriters (DCAHU) was officially formed as a separate local chapter of NAHU in 2009 by a dedicated group of professionals determined to bring the benefits of the industry's premier agents' trade association to the health insurance agents and brokers in the low desert and the Coachella Valley, as well as all of Riverside County. However, since 1998, there has been a local desert group of Health Underwriters functioning as a satellite chapter of IEAHU (Inland Empire AHU) , with its own board of directors and local meetings and events in the Coachella Valley. And in 2009, this dedicated group of health insurance and brokers evolved into is own desert chapter of NAHU.

DCAHU now boasts a membership of some 70 agents, brokers, and industry representatives. DCAHU is one of 15 local chapters in the state of California, and across the nation. There is a CA state chapter - CAHIP (California Association of Health Underwriters), and all local and state chapters in the country comprise the membership in our national organization - NAHU (National Association of Health Underwriters). NAHU has over 20,000 members and was formed back in 1930! Thus all DCAHU members are also members of CAHIP and NAHU automatically.

Mission Statement

Our goal is that every Californian will continue to have access to private sector solutions for health, financial and retirement security and the services of insurance professionals.

Our philosophy is to build a foundation of values which advocates fair and ethical industry practices with excellence and integrity. To promote and support the community of health insurance professionals, to educate themselves and the public and influence Legislation to promote quality health care.

Since its 2009 inception, the Desert Cities Association of Health Underwriters exudes a dynamic energy and an unswerving commitment to excellence that is expected to bring the chapter both statewide as well as national recognition in the future.

The Desert Cities Association of Health Underwriters is honored to support the professional health insurance agents and brokers, and industry representatives of Riverside County. We are single-mindedly dedicated to preserving California's private, market-based healthcare system, and to promoting the agent's vital role in that system.

Code of Ethics

  • To hold the selling, service and distribution of disability insurance and health insurance plans as a Professional and a public trust and to do all in my power to maintain its prestige.
  • To keep paramount the needs of those whom I serve.
  • To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
  • To give all service possible when service is needed.
  • To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
  • To use no advertising which may be false or misleading.
  • To consider the sale of disability income and health insurance plans as a career, to know and abide by the insurance laws of my state, and to seek to constantly increase my knowledge and improve my ability to meet the needs of my clients.
  • To be fair and just to my competitors, and to engage in no practices that may reflect unfavorably on myself or my industry.
  • To treat prospects, clients and companies fairly by submitting applications that reveal all available information pertinent to underwriting a policy.
  • To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.

Membership in DCAHU brings you many benefits

Mandated health benefits. Medical coverage for the uninsurable. Legislative health insurance reforms. Continuing education requirements. New Products. Changing markets. Due diligence. Alternative marketing approaches. These are just a few of the critical issues facing every health insurance professional seeking to succeed in today's competitive market - and your participation in DCAHU and our events will greatly assist you in tracking these issues.

So go ahead and check out the CALENDAR page of this website and see what we have planned for you. We invite you to attend our next event and discover what makes DCAHU one of the finest agents' associations in the nation!

Then we invite you to examine our MEMBERSHIP page of this website and learn about the many, many benefits you will derive from joining the Desert Cities Association of Health Underwriters.

DCAHU Year-End Financial Report
Available Upon Request (6-30-2021)
Just e-mail a request to our Treasurer-
Bill Youngblood at -
[email protected]

Upcoming Events
Our Monthly Luncheon Meetings
at Villa Portofino Are Back !


DATE: Thursday, October 20th, 2022
11:30 am - 1:30 pm
Registration Opens at 11:00 am

Villa Portofino Clubhouse
(off Country Club Dr., between Monterry & Portola)
4001 Via Portofino, Palm Desert, CA 92260

"What You Remember, What You Forgot -
Compliance & Administration"

Presented by: Lynn DeMaria
Regional Sales Director
Sterling Administration

1 Hour of CE Credit - CE Course #387018

COURSE DESCRIPTION:  As we head into the 4th quarter an agent wants to be sure his pencil is sharp and ready to go.  Come listen to this talk which will cover all those administrative and compliance things ones  needs to know.  There is a lot of focus on compliance and this presentation will be sure you have all the current information to able to be the best agent you can be for the busiest time of year. The presentation covers rules, requirements and who can do what at what time. 

Lynn DeMaria, Regional Sales Director and National Municipality Practice Leader, is responsible for consultative regional sales and national governmental contracts. Lynn has an extensive successful track record in employee benefits, stretching across 14 years in the industry, and having worked at Sterling in various capacities. Lynn joined the Sterling family in 2014, and holds a State of California Health & Life Licensed Agent, as well as a BlueEQ Certification.

She began her Sterling career in client implementation, on boarding,and new business client satisfaction. Over the years, she moved into Regional Account Management, forged a nationwide new product roll-out, stepped up as Sterling’s Municipality Practice Leader, and has held a longstanding role as a Regional Private Sector Sales Director. An industry veteran, and a Sterling fixture, she has years of experience with core market products and their implementation processes, managing a large client portfolio, and delivering a stellar client experience.

Sponsored By:

Event Fees:
All registrations will require concurrent payment. DEADLINE is 10/17/22
$38 - Members
$55 - Non-Members
*Anyone not registering by 10/17/22 will be asked to pay $90 at the door

*Disclaimer: You must be a member of DCAHU to qualify for the member rate of $38. If
you are not a member, but sign up at the $38 member rate, DCAHU requires that an
additional $17 be submitted to total $55.

DCAHU Meeting Refund Policy
 DCAHU requires a 72 hours cancellation notice prior to the meeting.
Any cancellation made after will not be refunded.
*Members Only: DCAHU will allow members a ONETIME-PER BUDGET YEAR PASS to roll over their luncheon fee to the next meeting if they had a TRUE EMERGENCY that came up within 72 hours of the meeting and outside of the regular cancellation policy(72 hrs). If they DO NOT attend the next scheduled luncheon meeting, there will be NO REFUND.

Contact Your Rep!